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Designation: Credit Analyst III in Miami, FL
Department:   Banking
Job type:   Full time
Location:   Miami, Florida
Salary:   Not specified
Description:    
FILLED

Your Credit Analyst Skills are Needed!

Spread financial statements, analyze cash flow, and assess repayment ability relative to loans. Prepare written comments on the overall financial condition of companies. Analyze personal cash flow. Prepare and submit monthly and quarterly reports to management

Responsibilities:    
The Essential Job Functions of the Credit Analyst are as follows:
  • Spread financial statements on a spreadsheet program, calculate repayment ability, and prepare written comments to facilitate sound credit decisions regarding loan requests.
  • May prepare the Loan Loss Adequacy Report on a monthly basis: update spreadsheet programs with loan balances, past-dues, non-accruals, and charge-off information.
  • May prepare and submit quarterly reports for review by senior management: this includes Loan Relationships over $10 million, Hotel Loan Report, and Specific Reserve.
  • Prepare weekly and monthly reports to demonstrate companies financial progression. Analyze and interpret financial reports.
  • Attend work on a regular basis, on time, and withstand varying degrees of stress.

    Education and Experience
    Bachelor's degree in Business, Accounting, Finance or a related field or equivalent work experience; seven years lending experience and credit analysis experience. Must have completed a commercial credit training class. Must be proficient in spreadsheet and word processing software programs. Must have knowledge of companies Credit Policy.

    Skills and Abilities
  • Strong organizational skills needed to handle multiple tasks and priorities.
  • Strong written and verbal communications skills.
  • Must be customer service and detail oriented.
  • Analytical ability required in order to gather and interpret data in situations where the problems are complex.

    Physical Demands
    The employee will occasionally lift and/or move up to 25 pounds and frequently lift and/or move up to 10 pounds. The employee will regularly sit, talk, hear and use hands to finger, handle or feel. The employee will occasionally stand, walk, stoop, kneel, crouch or crawl and reach with hands and arms. Special vision requirements include close vision and the ability to adjust focus. The noise level in the work environment is usually moderate.

    Best Headhunters is a team oriented search firm who provides a unique, hands-on caring approach in helping a candidate match their experience with the right job opportunity. There is never a fee to the candidate for our representation. Plus, you will receive the benefit of our extensive experience and our long-term relationships with many of America's leading Banks.

    We offer career coaching, and will assist you every step of the way in your goal to advance your career. For additional information on Best Headhunters and our ever-expanding employment opportunities, visit our Web sites at: www.bestheadhunters.com or www.bestbankingjobs.com.

    We encourage candidates to be pro-active, especially in light of today's uncertain job environment in which mergers and downsizing are a common reality. This underscores the importance of placing your career in the hands of a search firm with your best interests at the core of its daily mission.

  • Key Words:    
    headhunters, headhunter, Credit Analyst, banking Credit Analyst, banking headhunters, banking recruiters, banking search firms, banking jobs in Florida, banking jobs in Miami, credit analyst jobs in Florida

    Contact:   Admin
    Company:   BestHeadhunters.com
    Experience:   7 Year(s)
    Job code:   1321
    Posted on:   08 - 09 - 2010
       
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